What Are Authorized User Tradelines? Authorized User tradelines are credit accounts—most often revolving credit cards—where someone is added as an “authorized user” to another person’s account. In the credit industry, a “tradeline” simply means a credit account that appears on a credit report....
A good credit score will impact your livelihood, even if you haven’t taken a foot forward to a loan request. The majority of people will get confused with this thought. But that’s true! Today, lenders consider your credit score to check your creditworthiness....
A good credit score can greatly impact the way the person is able to get a loan or the interest rate on it. In fact, a positive credit report can greatly influence the decision if you will be able to get a credit...
Your credit rating is the primary indicator that sums up your creditworthiness. Still, many people don’t realize they can improve their score until they think it’s too late — when they find out they don’t meet credit terms or turn down other services...
Your credit score affects everything from whether you qualify for a credit card, the interest rate offered on a car loan or mortgage, and even how much you pay on some insurance policies. Therefore, it is easy to understand why many people are...
Most people opt for a personal loan when it comes to paying off debts, building a business, taking a vacation or even buying a house. But, the truth is that, a loan is not something that should be taken lightly, but something that...
Is the bad credit card your reason for worry? Are you fed up with bad credit? We know poor credit is like a nightmare that can make life difficult. It can make you go down, and this can affect your financial status badly....
Usually, people get frustrated and worried when they realize that their credit score has gone down, and not for nothing. This is not a good feeling, rather it is a matter of great concern, since having a good credit score is the open...
It would be impossible not to have heard before about the myths and speculations about credit, credit scores, credit history, among others. And, believe it or not, many people believe these myths, which is unfortunate for them, since the only one affected turns...
Before we learn how an authorized user builds credit, let’s look at what an authorized user is. While it is true that having good credit is everyone’s dream, building good credit is not something that happens overnight, on the contrary, it takes investment,...