Monthly Archives: October 2021

Joint account holder

Some credit card issuers may give you the option of opening a joint credit card. The key difference between being an authorized user and being a joint account holder is that you have more liability as a joint account holder than the authorized user himself. With a joint account, you are legally responsible for paying […]

No credit? Become an authorized user

Becoming an authorized user on someone else’s credit card account is one of the best strategies for improving credit quickly. But, the best way for it to work and which is recommended is for the primary user’s card to have a good history of on-time payments and a high credit limit. If you are one […]

Benefits of being and adding someone as an authorized user

CPN Tradeline Packages

You may have read about authorized users before and possibly endless information about it, but you’ve probably come up short and haven’t fully discovered the benefits of not only being an authorized user, but also adding someone as one. Before we go any deeper, know that an authorized user is a person who has been […]

Credit Scoring

Credit scoring or credit rating is the analysis of an individual’s credit history, used to determine a person’s credit worthiness. Businesses use credit scoring models to make lending and pricing decisions, market to new customers, maintain existing accounts, and even predict cash flow and revenue. Credit scoring plays a role in whether you qualify for […]

The true reality of authorized users

Most likely in our previous posts you have found information related or similar to this one, but we keep bringing and updating content so that you as our reader can find out everything related to your credit, tradeline and authorized users. Below you will find very detailed information about authorized user. Adding an authorized user […]

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