WHAT IS A CPN/SCN?
Credit Profile Numbers also are known as CPN or SCN are 9 digit numbers just like your SSN that are assigned for you to use in place of your SSN when applying for credit.
To establish and issue a CPN number we will need your Name, D.O.B and an address you have never used before. The address is the most important thing because if we use your current home address you run the risk of your CPN merging with credit established on your SSN file. Email, telephone, and employment information is optional, but we can add it to your file during the tri-merge process.
When we deliver you will have a credit file that is clean and registered with all 3 credit bureaus, since it has just been created there will be NO credit score. In order to generate a credit score you can go out and obtain a secured credit card and start establishing your own credit or add authorized user tradelines which are lines of credit that we piggyback onto your file to generate a credit score. Ask your customer service rep about our CPN & Tradeline packages.