As far as loans and interest rates go, your credit scores have a much more significant impact on your financial situation. Insurers use credit scores to determine rates for car and home insurance. Their landlords utilize them to choose tenants. Who gets the...
Most people opt for a personal loan when it comes to paying off debts, building a business, taking a vacation or even buying a house. But, the truth is that, a loan is not something that should be taken lightly, but something that...
The key to properly utilizing CPN Tradelines to enhance your credit score is proactive rather than reactive. It means ensuring that accounts that show on the credit report are in the best available form before they are reported by creditors or lenders, rather...
Is the bad credit card your reason for worry? Are you fed up with bad credit? We know poor credit is like a nightmare that can make life difficult. It can make you go down, and this can affect your financial status badly....
Usually, people get frustrated and worried when they realize that their credit score has gone down, and not for nothing. This is not a good feeling, rather it is a matter of great concern, since having a good credit score is the open...
It would be impossible not to have heard before about the myths and speculations about credit, credit scores, credit history, among others. And, believe it or not, many people believe these myths, which is unfortunate for them, since the only one affected turns...
Before we learn how an authorized user builds credit, let’s look at what an authorized user is. While it is true that having good credit is everyone’s dream, building good credit is not something that happens overnight, on the contrary, it takes investment,...
It’s no secret that when you talk about credit, you expect it to be good. It’s the dream of every person who finds themselves in the midst of debt, loans and bad credit scores. But the truth is that these financial mistakes often...
Credit cardholders blame credit cards for having a poor credit score and getting more debt. But this is not true as the debt cycle, and low credit scores result from poor financial discipline. It is the cardholder who is to be blamed here....
An authorized user is a person who has permission to use another person’s credit and, therefore, to make purchases and charge them to the credit card of the person who has granted him/her this right. However, you should know that as an authorized...