Becoming an authorized user on someone else’s credit card account is one of the best strategies for improving credit quickly. But, the best way for it to work and which is recommended is for the primary user’s card to have a good history of on-time payments and a high credit limit. If you are one […]
Category Archives: Tradelines
Authorized User Tradelines, Credit Profile Number, Tradelines
Benefits of being and adding someone as an authorized user
21
Oct
Oct
You may have read about authorized users before and possibly endless information about it, but you’ve probably come up short and haven’t fully discovered the benefits of not only being an authorized user, but also adding someone as one. Before we go any deeper, know that an authorized user is a person who has been […]
18
Oct
Oct
Credit scoring or credit rating is the analysis of an individual’s credit history, used to determine a person’s credit worthiness. Businesses use credit scoring models to make lending and pricing decisions, market to new customers, maintain existing accounts, and even predict cash flow and revenue. Credit scoring plays a role in whether you qualify for […]
Most likely in our previous posts you have found information related or similar to this one, but we keep bringing and updating content so that you as our reader can find out everything related to your credit, tradeline and authorized users. Below you will find very detailed information about authorized user. Adding an authorized user […]
Authorized User Tradelines, Credit Profile Number, Tradelines
My credit score is going down and I don’t know why.
27
Sep
Sep
Usually, people get frustrated and worried when they realize that their credit score has gone down, and not for nothing. This is not a good feeling, rather it is a matter of great concern, since having a good credit score is the open door to the world of finance, future business and obtaining any service. […]
Authorized User Tradelines, Credit Profile Number, Tradelines
Have you ever heard about credit myths? Here’s a tour.
23
Sep
Sep
It would be impossible not to have heard before about the myths and speculations about credit, credit scores, credit history, among others. And, believe it or not, many people believe these myths, which is unfortunate for them, since the only one affected turns out to be their credit. Let’s forget for a moment about these […]
Authorized User Tradelines, Credit Profile Number, Tradelines
Learn what a credit score is and its benefits.
20
Sep
Sep
When talking about credit score, people easily get stressed and although it sounds very good, not everyone has a good credit. The credit score is a topic of much controversy and concern, as it is one of the most common ways for people to get ahead financially when building a business or getting some kind […]
Authorized User Tradelines, Credit Profile Number, Tradelines
Buying tradeline and being an authorized user
16
Sep
Sep
As we have mentioned in other posts, an authorized user implies that a family member, someone you know and trust, adds you to their credit card account. If this is the case, you become an authorized user, but you have no responsibility to pay the card charges that come to the primary account holder, and […]
13
Sep
Sep
Becoming an authorized user can also help you when it comes to credit utilization – what good would it do otherwise? 30% of your FICO scores are based largely on how you manage the balance-to-limit ratio on your credit card accounts. An authorized user account will be factored into your revolving utilization ratio once it […]
09
Sep
Sep
Before we learn how an authorized user builds credit, let’s look at what an authorized user is. While it is true that having good credit is everyone’s dream, building good credit is not something that happens overnight, on the contrary, it takes investment, time and patience. Now, let’s get down to the details. When someone […]
