When we talk about building credit, the wait can be really desperate, because we want to see results as soon as possible and having an affected credit or no credit at all, does not open many doors, at least, none that is of high benefits for you. Since to obtain any type of loan or […]
Tag Archives: Authorized User Tradelines
28
Oct
Oct
Some credit card issuers may give you the option of opening a joint credit card. The key difference between being an authorized user and being a joint account holder is that you have more liability as a joint account holder than the authorized user himself. With a joint account, you are legally responsible for paying […]
Authorized User Tradelines, Credit Profile Number, Tradelines
Benefits of being and adding someone as an authorized user
21
Oct
Oct
You may have read about authorized users before and possibly endless information about it, but you’ve probably come up short and haven’t fully discovered the benefits of not only being an authorized user, but also adding someone as one. Before we go any deeper, know that an authorized user is a person who has been […]
Most likely in our previous posts you have found information related or similar to this one, but we keep bringing and updating content so that you as our reader can find out everything related to your credit, tradeline and authorized users. Below you will find very detailed information about authorized user. Adding an authorized user […]
Authorized User Tradelines, Credit Profile Number
Adding Tradelines and Other Ways to Improve Your Credit Report
28
Sep
Sep
The credit score determines financial health. It states to the lenders how responsible you are to manage the credit. This means that when you have a better score, you can easily qualify for the loan and get a lower interest rate. However, if you have made a default on the payment, your credit score will […]
Authorized User Tradelines, Credit Profile Number, Tradelines
My credit score is going down and I don’t know why.
27
Sep
Sep
Usually, people get frustrated and worried when they realize that their credit score has gone down, and not for nothing. This is not a good feeling, rather it is a matter of great concern, since having a good credit score is the open door to the world of finance, future business and obtaining any service. […]
27
Sep
Sep
A charge-off is a devastating thing that can happen to the credit. First, it indicates a payment issue. This is a type of derogatory credit report listing that results from missing payments on a debt for some time between 120 days to 180 days. After this period, the lender closes the report and considers it […]
Authorized User Tradelines, Credit Profile Number, Tradelines
Learn what a credit score is and its benefits.
20
Sep
Sep
When talking about credit score, people easily get stressed and although it sounds very good, not everyone has a good credit. The credit score is a topic of much controversy and concern, as it is one of the most common ways for people to get ahead financially when building a business or getting some kind […]
13
Sep
Sep
Becoming an authorized user can also help you when it comes to credit utilization – what good would it do otherwise? 30% of your FICO scores are based largely on how you manage the balance-to-limit ratio on your credit card accounts. An authorized user account will be factored into your revolving utilization ratio once it […]
09
Sep
Sep
Before we learn how an authorized user builds credit, let’s look at what an authorized user is. While it is true that having good credit is everyone’s dream, building good credit is not something that happens overnight, on the contrary, it takes investment, time and patience. Now, let’s get down to the details. When someone […]
